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Most credit card companies set your minimum payment at either 2% of your balance or $25 — whichever is greater. This sounds manageable. The reality is that paying only the minimum on a credit card is one of the most expensive financial decisions you can make. On a $5,000 balance at 22% APR paying only … Read more

If you earn $75,000 per year and are thinking about buying a home you are not alone. The median household income in the United States is approximately $74,580 according to the US Census Bureau — meaning a $75,000 salary puts you right at the American median. The encouraging news is that homeownership on this income … Read more